One advisor. Every carrier I'm appointed with, side by side. The same price as going direct, because the carrier pays me and never you.
Rather talk? Call or text Connor, 24/7
Your options
Your contact information is never sold. Connor reads every request himself and will personally follow up, usually within the hour.
Carriers and networks Connor is appointed with
Coverage
Private plans first, with employer and Marketplace options weighed alongside.
Private major medical first. A broader network for less, if you don't qualify for a subsidy.
Term, whole, indexed universal and final expense, sized to what you're protecting.
Standalone plans. Neither one requires you to buy health coverage first.
Group plans for 2 to 50 employees, set up in an afternoon and handled at renewal.
Why people call Connor
These are the problems that come up most often when people buy health and life insurance, and what Connor does about each one.
of insured adults hit a problem using their coverage in a single year.
The hassle
How Connor handles it
Denials often come down to paperwork, like a missing prior authorization, and only about 1 in 10 people ever appeal. Connor knows who to call at the carrier and helps you push back, so you're not fighting it alone.
of Americans could correctly define all four basic cost terms.
The hassle
How Connor handles it
Deductible, coinsurance, out-of-pocket max. Connor shows what you'd actually pay for a doctor visit, an ER trip and your prescriptions, in plain English, before you sign anything.
FCC fine against one health insurance lead seller over robocalls.
The hassle
How Connor handles it
Comparison sites sell your number to whoever pays. Here your information goes to Connor and stays with Connor. It's never sold, and he's the only one who follows up.
insured adults under 65 got an unexpected medical bill within two years.
The hassle
How Connor handles it
Before you choose, Connor checks that your doctors, hospitals and prescriptions are covered, so you find out on a call, not on a bill.
is usually all you get after a move, marriage or new baby to change plans.
The hassle
How Connor handles it
Connor tracks your dates. Many private plans accept applications year-round, subject to underwriting, and if you have a life event he makes sure you use your window.
extra to have Connor re-shop your plan at every renewal.
The hassle
How Connor handles it
Most people auto-renew into a higher price because shopping again is a chore. Connor reviews your plan each renewal and moves you if something better fits.
adults overestimate what life insurance costs. Young, healthy adults guess 10 to 12 times too high.
The hassle
How Connor handles it
Connor pulls real quotes from several carriers in minutes, so you decide on actual numbers, not a guess.
people with a coverage gap aren't sure how much or what type to buy.
The hassle
How Connor handles it
Term, whole, indexed universal, final expense. Connor sizes coverage to your mortgage, income and kids, and tells you which type he'd skip.
options exist with some carriers for applicants who qualify.
The hassle
How Connor handles it
Some carriers can approve qualified applicants without a medical exam. Connor knows which ones and handles the application, so you sign instead of filling out pages.
in forgotten life insurance and annuity benefits matched to families through the NAIC's policy locator.
The hassle
How Connor handles it
Connor keeps your file, reminds you to update beneficiaries, and helps your family file the claim when the time comes.
Sources: KFF Survey of Consumer Experiences with Health Insurance (2023); KFF Health Tracking Poll on unexpected medical bills; Policygenius health insurance literacy survey; FCC enforcement action (2018); LIMRA and Life Happens Insurance Barometer Study (2025, 2026); NAIC Life Insurance Policy Locator (2024).
How it works
A few short questions. No account, no credit check, nothing that touches your file.
I pull the carriers I'm appointed with and lay the real numbers side by side, including the plan I would not pick for you, and why.
Enrollment, ID cards, and the carrier phone calls are mine. And I'm still your agent at renewal.
Worth knowing
Most expensive mistakes in insurance are timing mistakes. Connor keeps track of these for you.
Many private major medical plans accept applications year-round, subject to underwriting. No waiting for a window.
Open Enrollment for Marketplace plans starts. End dates vary by state, and Connor will tell you yours.
A move, marriage, new baby or lost coverage usually gives you 60 days to change plans. Miss it and you wait.
Your window starts with Part B. Inside it, no carrier can turn you down for health reasons.
Life insurance is priced on your age and health when you apply. Waiting rarely makes it cheaper.
Side by side
All three cost you the same premium. They are not the same.
Clients
He walked me through three plans and told me which one he would not pick, and why. Nobody had ever done that.
Showed me a private plan with a better network than what I had, for less a month. I didn't know that was an option.
I called on a Sunday expecting voicemail. He picked up.
The person you'll actually talk to
"I treat every client the way I'd want my own family treated. I'm your agent for life, not just at signup."
Licensing
Connor DeLorenzo, DeLorenzo LLC. National Producer Number 22228772. Every license below can be verified with that state's department of insurance or through the NAIC's public lookup.
Several states issue the NPN as the license number. Texas issues two licenses, one for health and one for life. Verify an NPN at NIPR.
FAQs
Don't see your question? Connor answers calls and texts 24/7.
Private health insurance is a great fit for people who don't qualify for subsidies, or for healthier individuals who want to pay less for better coverage.
Extremely simple. First, I get to know you and what you need, like your doctors, medications, and budget. Then we sit down together, go over your plan options side by side, and decide which one works best for you. No pressure, no jargon, just a real conversation.
I walk you through your plan in full so you know exactly what's covered before you ever need to use it. After that, I'm still here. If you have a question about a bill or a claim, you call me, not a hotline.
Life changes, and your coverage should keep up. Whether it's a new job, a new baby, or a new prescription, just reach out and we'll review your plan together. I check in at renewal too, so you're never stuck in a plan that no longer fits.
No. There is no fee to you and the premium is identical to buying direct. The carrier pays the advisor.
Yes. None of them require you to hold health coverage first.
24 states. The full list with every license number is in the licensing section.
Open Enrollment normally runs November 1 to January 15. Outside that window you need a qualifying life event.
Losing coverage, moving, marriage, birth or adoption. Most give you a 60-day window from the date of the event.
It covers most of what Original Medicare leaves behind: the Part A deductible, coinsurance, and excess charges. You still pay the Part B deductible.
No pressure, no fee
Two minutes to ask. Connor reads every one himself.